Audit, Audit, Audit - Complete an audit of where your details are held online and on your mobile devices and delete anything that is unnecessary. Remove yourself from old mailing lists and consolidate your details using trusted tools to store your personal financial information securely. Always think twice before entering details online - never click 'remember my details' on sites, and ensure that your privacy settings are activated on social networking sites.
Employ password etiquette - Using an obvious password like "password" or the name or birthday of a family member is a very common mistake. Instead, use a strong password which includes a combination of upper and lowercase letters and numbers. Tier your passwords depending on the sensitivity of the information you are sharing, never auto save your passwords on websites, and change them every few months. Finally, never keep your personal information documented in any one place on your computer.
Protect your digital footprint and use a digital wallet when transacting online – It's easy to get carried away shopping for gifts online as you jump from one online store to the next. Avoid sharing personal information online where possible. Using PayPal – you never have to enter your financial information online, letting you shop safely and securely this festive season.
Browse safely, look for trusted sites - always look for the padlock icon on sites before entering your account information and password. Also look for websites that start with "https" as they provide an additional layer of encryption often used for online payment transactions and for sensitive transactions in corporate information systems.
Check your e-statements - Go online regularly and look at electronic statements for your credit card, debit card, and PayPal accounts. Make sure you don't see any fraudulent charges. If you do see something wrong, address the matter quickly. In the case of credit cards, don't pay the bill until you know all your charges are accurate.